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CHOOSE YOUR AMOUNT

Amount Amount
 
 
P 4000
 
Term Term
 
 
weeks
 
Installment:
Borrowing

P 4000

+
Interest & fees

P 571.77

=
Total to repay

P 2571.77

 

Interest and Fees Breakdown

Initiation fee (incl. VAT):

Service fee (incl. VAT):

Interest:

Interest and fees as per regulations set out in NCA.

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  • PERA AGAD is a fast and convenient loan for Smart prepaid and TNT subscribers
  • Apply online and get instantly approved!
  • You can get your loan via any of our 480 outlets partners in NCR, Calabarzon, and Cebu
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  • Text "LOAN"
    to request a Pera
    Agad loan up to
    10 000 PHP

  • Text "CALL"
    to receive a call
    back from our
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    member

  • Text "LOAN AMOUNT
    TERMS DPIN"
    ex. LOAN 5000 16
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Cash Credit is a fintech company, founded in 2011 in Bulgaria which innovatively analyses Telco and other type of big data to assess the creditworthiness of mobile subscribers and offer them instant and convenient financial services.

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Pera Agad is brought to you by
Cash Credit

Pera Agad is brought to you by Cash Credit, an international tech-based financial services company that has partnered with SMART to bring a fast unsecured credit provided exclusively to SMART and TnT prepaid subscribers in the selected SMART Padala centers.

About Cash Credit

Cash Credit is a technological finance institution focused on unsecured lending cooperating with mobile operators around the world to jointly offer competitive financial services for the unbanked. We have developed an innovative big data analytics credit scoring methodology to offer Mobile operator’s (MNO’s) subscribers quick credit decisions and convenient credit service. By partnering with Cash Credit MNOs see direct material contribution to bottom-line at no risk and investment through profit sharing. Cash Credit’s core competence is data analytics, which includes examining mobile operator’s traffic, behavioral and payment data, as well as social media etc.

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